Financial Ledger
Know what's available. Spend with confidence.
Odzai tracks liquidity across your accounts, budgets, and recurring transactions — so every decision starts from what you can actually use.
Available Liquidity
€4,827.50Income
+€3,200
Expenses
€1,847
Live preview
Budgets that stay honest
Emergency Fund
Three months of living expenses
€4,200Goal: €9,000
Saving Mode
Why Odzai
A ledger built for real spending decisions
Available liquidity
See what you can actually spend across every account — not just balances, but money allocated to budgets and savings.
Envelope budgets
Allocate funds to categories, track progress, and roll over what you do not spend. Over-budget alerts keep you honest.
Recurring & savings
Schedule income and bills, build savings goals with recurring contributions, and keep the ledger always up to date.
Ready to take control?
Create your workspace in minutes. Budgets, recurring items, and savings goals are set up as you go.